Business Insurance

We know your business means everything to you. It is also important to us. As an owner of a growing business you face tough challenges every day. Make sure your business is adequately protected today and tomorrow. Like you, I am a small business owner and understand the importance of developing a plan for continued financial security. I can work with you to determine the right blend of insurance and financial products for you and your business.

Most types of business insurance are optional and some are only recommended for certain types of businesses. However, while not required by law, a property and casualty insurance policy is highly recommended for all business owners. Further, your landlord may require you to carry property insurance.

Basic business insurance

Accidents, illnesses, lawsuits… While the number of risks you’re exposed to is almost unlimited, you might only need a few basic coverages to start out.

• General liability insurance – All small businesses, old and new, need general liability insurance. It’s basic liability protection that guards against things like accidents, injuries, property damage and lawsuits.
• Commercial auto insurance – If you use vehicles for work, you’ll need commercial auto insurance to be fully covered. Personal policies don’t usually cover work related incidents. Do you need a commercial auto policy? Contact us to help determine what’s best for your business.

What can Business Insurance cover?

A business policy can cover your building, property, equipment, liability, and other business operations exposures in one convenient package. By combing your policies, you will simplify your billing and claims handling all while tightening your coverage to provide more peace of mind.  Coverage options can include:

• Equipment Breakdown
• Money and Securities
• Valuable Papers and Records
• Outdoor Signs
• Accounts Receivable
• Business Income Coverage
• Exterior Glass
• Additional Insured

We hope nothing ever happens to your business, but if it does, we will be there to offer the protection your business deserves.

If you’re interested in obtaining business insurance please complete the risk free quote request or contact me for more information.